Choose a topic below you’d like help with or call us on 08 6253 4311 during during business hours.
How do I apply for a loan?
Applying for a loan with us is simple. You can apply online or over the phone, and it only takes a few minutes. Then, just compare offers from our trusted network of lenders until you find one with the loan terms you want. After that, your Loan Warehouse personal finance broker will handle all the paperwork. You'll be in the driver's seat before you know it!
What types of loans do you offer?
We offer our customers a range of loan products, including business, consumer, leisure, and auto financing. So if you're in the market for a car, truck, SUV, caravan, boat, or motorcycle, we've got them all. You can get started right now by applying online or over the phone - it only takes a few minutes!
What personal information do I need to provide when applying for finance?
As with any other loan, you'll need to provide personal information when you apply, including contact information and financial statements. You'll also need a valid ID, your living and employment history for the last three years, and detailed information about your current income, expenses, debt and credit score. If you're unsure what kind of financial documents you need, your Loan Warehouse personal finance broker can give you more information.
What is a balloon payment?
A balloon payment is a lump sum due at the end of a loan because part of the principal is deferred, which lowers your regular repayments but increases the total interest you pay. This option may not be available to or suitable for everyone. It is designed for people who prefer lower repayments during the loan in exchange for a larger amount at the end.
Can I refinance my current loan with Loan Warehouse?
Yes, we can help you refinance your current loan. If you're shopping around for lower monthly payments or a better interest rate, your personal finance broker will be happy to help you compare offers from our network of trusted lenders. We offer hundreds of finance products from big banks and boutique providers, and we can't wait to help you find a great deal.
I have bad credit, can you help me get a loan?
Yes! At Loan Warehouse, we know that bad credit happens to good people. We offer a range of specialized bad credit loan products to help you get a loan, even if other lenders have denied you in the past. The application process is the same, and you can get started right now online or over the phone.